Flooring Payment
Options & Finance
12 Months Interest Free Payment Plans on a Latitude Gem Visa credit card*. Spread the cost of your new flooring: apply with Latitude and enjoy your floors now.
*T&Cs and monthly credit card fee (currently $11.95) will apply.
Approved customers only. See full terms below.

“New flooring is an investment in your home, and one you get to enjoy every day.”
Beare Flooring offers a variety of payment methods, including direct deposit, Eftpos and all major credit cards, alongside a 12 months interest free payment plan through our finance partner, Latitude.
To make the cost easier to manage, we offer a range of ways to pay, including:
Payment Methods
Alongside the Latitude interest free option, we accept several straightforward ways to pay.
- Direct deposit – Payments can be made via direct deposit. Banking details are on your invoice, and please use your invoice number as the payment reference.
- Credit card – We accept all major credit cards. Terms and conditions apply and card fees may apply.
- Eftpos and debit card – Payments can be made through the link on your invoice. Terms and conditions apply and fees may apply.
- Latitude interest free – Available on participating Latitude credit cards, including the Latitude Gem Visa, CreditLine and Buyer’s Edge. Apply online at https://www.latitudefinancial.com.au/credit-cards/gem-visa/.
Quotes are confirmed with a 50% deposit, and every quote we provide is itemised and transparent, so you always know exactly what you are paying for.


12 Months Interest Free Payment Plans
on a Latitude Gem Visa credit card*
T&Cs and monthly credit card fee (currently $11.95) will apply. Other credit card fees and charges may apply. For eligible purchases using a Minimum Monthly Payment Plan. Exclusions may apply. Also available on other participating Latitude credit cards.
How 12 Months Interest Free
Works In Practice
Here is a plain summary of the steps involved. It is general information only, so please read the disclaimer at the bottom of this page and Latitude Credit Card General Terms and Conditions before applying.
- Apply with Latitude. Applications for a Latitude Gem Visa credit card are made directly with Latitude, online at latitudefinancial.com.au. Latitude assesses every application against its own lending criteria.
- Wait for Latitudes decision. Approval is a decision made by Latitude, not by Beare Flooring. We do not provide credit and we take no part in the assessment.
- Use your card for your flooring purchase. Once approved, eligible purchases above the minimum financed amount may be placed on a 12 months interest free payment plan using a Minimum Monthly Payment Plan. Just let our team know when you accept your quote.
- Make your minimum monthly payments. A monthly credit card fee applies and minimum monthly payments are required. Paying only the minimum monthly payments will not pay out the plan before the interest free period ends.
- Pay out the balance before the plan ends. Any balance still owing after the interest free period ends will be charged interest at the expired plan rate. Full details are set out in the disclaimer below.
If anything is unclear, Latitudes website explains the plans in detail, and our team can point you to the right information during your quote.
Payment Options FAQs
What Payment Methods Does Beare Flooring Accept?
We accept direct deposit, all major credit cards, Eftpos and debit card payments, and 12 months interest free payment plans on participating Latitude credit cards. Terms and conditions apply to card and finance payments.
How Does The 12 Months Interest Free Payment Plan Work?
Approved customers can use a participating Latitude credit card to pay for eligible flooring purchases above a minimum financed amount using a Minimum Monthly Payment Plan. A monthly credit card fee applies and minimum monthly payments are required. Paying only the minimum monthly payments will not pay out the plan. Full details are in the disclaimer on this page.
Which Latitude Credit Cards Can Be Used?
The offer is available on the Latitude Gem Visa credit card and other participating Latitude credit cards, including CreditLine, Buyer’s Edge and Apple CreditLine.
How Do I Apply For A Latitude Gem Visa Credit Card?
Applications are made directly with Latitude at latitudefinancial.com.au. Latitude assesses each application against its own lending criteria, and approval is a decision made by Latitude, not Beare Flooring.
Do I Need To Pay A Deposit On My Flooring Quote?
Yes. Quotes are confirmed with a 50% deposit. If you pay by direct deposit, please use your invoice number as the payment reference.
Are There Fees Or Interest On The Interest Free Plan?
A monthly credit card fee applies and other credit card fees and charges may apply. If the balance is not paid out before the interest free plan ends, interest is charged on any outstanding balance at the expired plan rate. The disclaimer on this page and Latitude Credit Card General Terms and Conditions set out the full details.
What Happens At The End Of The Interest Free Period?
Any balance still owing after the interest free period ends will be charged interest at the expired plan rate, so it pays to clear the balance before the plan finishes. Full details are set out in your Latitude plan terms.
Are There Ongoing Fees With The Latitude Card?
A monthly credit card fee (currently $11.95) applies while the card is active, and other credit card fees and charges may apply. Full terms and conditions are available from Latitude Financial.
Can I Use Interest Free On Any Flooring Purchase?
Interest free is available on eligible purchases using a Minimum Monthly Payment Plan. Exclusions may apply, and our team can confirm whether your quote qualifies during your free in-home measure.
How Do I Book A Free Measure And Quote?
Book online or call 1300 023 273. We bring the mobile showroom to you, measure your rooms and provide a detailed itemised quote, all in a single appointment.
Free In-Home Measure & Quote
Booking your free measure and quote couldn’t be easier. With real-time online availability, you can choose a time that suits you in just minutes. Our friendly flooring experts bring the showroom to you, with samples to compare in the comfort of your own home. No pressure, no obligation, just advice you can trust.




















